Categoria propia: Lending
Brazil’s Quod brings together AI, big data, for credit risk analysis
Quod, Brazil’s new credit bureau owned by the country’s biggest banks, aims to improve credit scores with deeper data pools and better analytics…
Partnerships: The top LatAm fintech challenge for 2019
Forming successful alliances with others will be the key challenge for 2019, according to financial technology leaders in Latin America…
The three key tech innovations for LatAm banks in 2019
Artificial intelligence, internet of things, and blockchain will be biggest areas of focus for LatAm banks and fintech startups in the year ahead…
HSBC Mexico’s digital strategy: New app, QR codes, and your Facebook likes
Mexican bank wants to become a digital leader, and is working with technology including QR codes and IoT to get there…
Bradesco, Itaú push digital onboarding but pace lags Nubank
Brazil’s biggest banks are investing heavily in technology and making strides in digital sign-ups – but startups remain a threat to consumer business…
Brazilian fintechs get easier access to foreign investment
A regulatory change makes it easier for Brazil’s digital lenders to tap international investors. The change comes as startups, merchants and even asset managers apply to operate independently as direct credit companies and P2P lenders…
Brazilian banks prioritize API development
Brazil’s banks are making investments in application programming interfaces a priority as open banking regulations advance…
Microfinance fintechs in Brazil grow, but banks still dominate
Digital startup lenders can offer better rates and service than Brazil’s largest banks, but remain hindered by regulations…
Threat of big tech remains in Mexico despite Fintech Law
Banks and regulator agree: big tech companies storming into the Mexican market could leave competitors behind…
Credit card registry opens fintech opportunity in Brazil
Planned rules to track credit card receivables centrally could drive competition, tech in Brazilian payments and SME finance…