Banca Digital

Gaming and the metaverse: Invex and Afirme strategize to reach new digital audiences
Two Mexican banks have launched digital spin-offs to reach new clients, with a focus on personalization, while at the same time renewing their image…

“Finding the right business model”: Banks keen to deploy embedded finance
Despite the excitement around embedded finance, the reality is there are still commercial, legal and legacy system challenges to be overcome…

Predictive finance: how uniting ERP systems and banking can push the financial industry forward
In the current environment of open finance and artificial intelligence (AI), so-called ERP banking is emerging as a trend to generate much more predictive finance….

Conquering new markets: Latin Paytechs export solutions to Africa and Asia
Latin American fintechs such as dLocal and EBANX are looking beyond their home region to sustain growth, taking advantage of the region’s similarities with other emerging markets. …

What you need to know about the change of government in Brazil and its impact on digital finance
Experts expect the fintech sector to continue expanding, although a sluggish economy decline and a political agenda shaped by the attack on government headquarters earlier this month…

From Coca-Cola to Fintech: Femsa’s digital gambit
Spin by OXXO has taken Mexico’s wallet market by storm, becoming one of its biggest players in record time. And it is just one of the pillars of Femsa’s digital strategy…

Friday Briefing: Microloans create opportunities for fintechs and borrowers
We explore how cell phone data is being used to improve risk assessments for microlending in Mexico, and NIBank introduces a new credit card. In addition, Binance stays afloat despite massive withdrawals, and another fintech receives a license in Mexico….

Through embedded finance, Argentine banks and fintechs see increasing digital lending growth
ICBC, Galicia and Mercado Libre say marketplaces offer strong opportunities for digital lending – but warn that risk models can slow down the pace of approvals…

Banks want a slice of BNPL but the challenge is to reach retailers
Peru’s BCP and Argentina’s Banco Galicia are among the banks keen to lead the expansion of the buy now, pay later model in Latin America. …

Friday Briefing: Colombia moves ahead with Open Finance
This week, we analyze the uneven pace of Open Finance’s advance in LatAm. Also, Mexico’s Yaydoo was acquired by Paystand, while Nequi was licensed as a financing company in Colombia….