Banca Digital
Zero CAC? An inside look at the success of Nequi in Colombia
The most-used wallet in Colombia is navigating a route profitability without charging for basic services, and now its customer acquisition cost is ‘towards zero’. Its CEO explains the strategy so far – and its next steps to face new international competitors …
Mexican fintech Clara is moving to Brazil. Here’s why
Gerry Giacomán, Clara’s CEO, explains the unicorn’s decision to bet big on expansion in Brazil, bucking a trend for fintech retrenching in Latin America …
The carbon opportunity Banco do Brasil wants to capture
In one of the world’s largest carbon markets, Brazil’s second-largest bank sees big potential in originating and trading carbon credits….
Where did the Latin American fintech boom go? Devaluations, retreats and layoffs
The industry is seeing first signs of recovering after mass layoffs and reversals in growth plans. But is there really light at the end of the tunnel, or is it just a mirage?…
‘We were very dependent’ — Two Mexican banks say no to external tech providers
As fintechs scale back their ambitions (and their workforces), two Mexican banks explain their decision to prioritize having strong tech teams and keeping development in-house…
Banco de Guayaquil wants to open up new markets with ‘nanocredits’
The Ecuadorian bank’s digital spin-off plans to introduce new microcredit products, following the example of peers in the region, such as Yape, Daviplata and Nequi…
Central banks speed up work on digital currencies
We examine the growing global trend of digital currencies being developed by central banks….
Agfintechs gain ground in Brazil as agribusiness demands more credit
Brazil may be an agricultural powerhouse, but there is still a supply gap in financing for the farm sector. A new model of agro fintechs wants to plug the hole….
Chile’s Bci hunts for the banking technologies of the future
Banco Bci, Chile’s biggest bank, is exploring the potential of new technological applications that have yet to be tested in the financial…
Inclusion and personalization: Fintech targets trans borrowers
We explore the issue of personalization and financial inclusion and, in particular, loans for the LGBTIQ+ community in Colombia….