País: Peru

Life post-COVID-19 and the future of payments in Latin America and the Caribbean: Are we reaching the end of cash?
In 2020, we digitalized. 2021 offers more time to be at home with the family, a rise of contactless technologies, and a more conservative mindset toward personal finances….

Digital mortgages: BCP sees loans approved in 24 hours
As banks reevaluate their mortgage businesses, Peru’s Banco de Credito (BCP) is developing fully digital products. But is a 100% digital mortgage possible?…

The bank of you is coming – are you ready?
Banks that can deliver highly personalized customer experiences will most grow their market share, writes Enrique Ramos O’Reilly…

Acceleration of M&A in fintech gives new impetus to financial rebundling
Shifting power dynamics in financial services are driving a wave of regrouping among banks and fintechs…

To scale, digital payments must be as easy as sending a message
Cash is retreating, but there is still plenty of room for financial institutions to roll out intuitive solutions, says the head of payments systems at Mexico’s central bank. …

Interview: Banks should be customers’ invisible partner
Banks must invest in innovation in order to change their negative image, even though it may take time before they see the results, says Claudio Rodrigues, technology leader at Banco Ripley in Chile…

Bank and startup acquisitions are rising in LatAm’s hot fintech market
A trend of fintech and bank mergers & acquisitions is gaining momentum in Latin America…

Crypto businesses of the future will leverage payments and credit
The financial industry is exploring the use of cryptocurrencies in payments or as collateral for loans…

Alternative data is fueling lending growth in LatAm
Banks and fintechs are leveraging alternative data sources to analyze the credit risk of personal and business borrowers…

Neobank and crowdfunding fintechs among the new iupanaConnects Data profiles
Doopla, Intacash, Prestamype, Digiventures, Pagaora, Credimotion, Super Pagos, Lacompay, Hexa, and Contrato Marco join iupanaConnects Data this week….