Entidad: Banks

CBDCs: Brazil’s central bank advances “real digital”
Central Bank of Brazil works on official cryptocurrency, “digital real”, which will target retail payments and aims to drive innovation and new business models…

Interview: Banks should be customers’ invisible partner
Banks must invest in innovation in order to change their negative image, even though it may take time before they see the results, says Claudio Rodrigues, technology leader at Banco Ripley in Chile…

Bank and startup acquisitions are rising in LatAm’s hot fintech market
A trend of fintech and bank mergers & acquisitions is gaining momentum in Latin America…

Crypto: Chile’s central bank plans to issue digital peso
#FridayBriefing: Chile has embarked on the road to issuing its own digital currency….

Brazil’s BV Bank leverages open finance to expand distribution
Brazil’s fifth largest private bank seeks more partnerships to distribute products under Banking as a Service (Baas) and similar models…

Alternative data is fueling lending growth in LatAm
Banks and fintechs are leveraging alternative data sources to analyze the credit risk of personal and business borrowers…

Here’s how fintech regulations are evolving across Latin America
We break down the latest regulatory developments covering financial technology in Argentina, Mexico, Brazil, Chile and Ecuador…

Payroll lending is booming in Colombia as digital credit models drive growth
Fintechs are taking advantage of Colombia’s direct payroll deduction system to deliver loans to higher-risk borrowers; but some warn current rules are limiting growth…

Embedded finance in LatAm: Partnerships will be key
The trend of embedding finance with other services is taking off in Latin America, and will see an industry push for strategic alliances…

Fintech regulation Argentina: Tax Fuels Battle Between Banks and Fintechs
Fintech regulation in Argentina is under debate amid increasingly fierce competition between incumbents and new players, as a new tax on wallets comes into force…