Antony Pinedo

“Finding the right business model”: Banks keen to deploy embedded finance
Despite the excitement around embedded finance, the reality is there are still commercial, legal and legacy system challenges to be overcome…

Conquering new markets: Latin Paytechs export solutions to Africa and Asia
Latin American fintechs such as dLocal and EBANX are looking beyond their home region to sustain growth, taking advantage of the region’s similarities with other emerging markets. …

These are Latin America’s instant payment systems
SPEI in Mexico, Pix in Brazil, Transferencias 3.0 in Argentina, Sinpe in Costa Rica and many others… Instant payment systems continue to spread across the region…

A fintech gap: digitalizing distribution and payment chains
Kamay Ventures, an investment fund backed by Coca-Cola and Arcor, says major consumer goods firms are keen to invest in solutions to streamline the downstream links of their distribution chain. Meanwhile, Cumplo and Flexio detail their experiences in the SME sector …

Fintechs on guard: Cyber criminals set their sights on startups
Fraud techniques such as card testing, ransomware, and phishing pose threats digital business in LatAm. Payment processor Stripe highlights machine learning and AI strategies for detection and prevention…

EBANX and PayPal predict the digital payment trends of 2023
Account-to-account payment methods, such as instant transfers and wallets, will gain market share this year, according to the payment processing giants. And while crypto remains on the radar, implementation for payments will have to wait…

Friday Briefing: EBANX and PayPal discuss payment trends for this year
This week, we explore the biggest trends in digital payments in LatAm for the year ahead, with comments from EBANX and PayPal. Also, BBVA debuts its app for senior citizens and Santander Openbank opens three innovation hubs. In addition, we present our regulatory forecasts for 2023….

Friday Briefing: Microloans create opportunities for fintechs and borrowers
We explore how cell phone data is being used to improve risk assessments for microlending in Mexico, and NIBank introduces a new credit card. In addition, Binance stays afloat despite massive withdrawals, and another fintech receives a license in Mexico….

Friday Briefing: A regional Pix is already a “real possibility”
This week, we explore the growing likelihood that Pix could spread across the region. In addition, we hear Mercado Pago’s view on cryptocurrencies at a time of tension in the sector, Nubank reports its first profit, and Google launches GPay in Mexico….

The new Latin American fintech unicorns of 2022
Eight Latin American fintechs have achieved unicorn status so far in 2022 —but the global economic headwinds reduce the chances of more firms reaching a valuation of more than $1bn…