Descubre el futuro de las finanzas en América Latina y el Caribe

The future of finance in LatAm & the Caribbean

O futuro das finanças na América Latina e no Caribe


Open Finance is changing the rules of the game for banks, fintechs and tech companies in Latin America  

This report arms you with the information you need to understand the regulations, regulators, and business implications of Open Finance in Argentina, Brazil, Chile, Colombia, Mexico and Peru. 

Download the _Index: Open Finance Regulation in Latin America free of charge today and understand how Open Finance rules are changing across the region, and what that means for your bank, fintech or technology company.  

Download the report

Here’s what you’ll find inside this 19-page report: 

Intro to Open Finance in LatAm

Eyanir Chinea, iupana’s editor, and Pablo Bevegni, regional business development manager for Infocorp, our partners on this report, set out what’s at stake as open finance regulations are developing.  

Heat map: Open Finance in LatAm at a glance

Understand the status of Open Finance regulation, across the six biggest economies in Latin America, at a glance with our regulatory heat map.  

Detailed country reports

Understand the key regulation and regulatory entities, as well as analysis from experts on the Open Finance regulations in each of the following countries: 

  • Argentina 
  • Brazil 
  • Chile 
  • Colombia 
  • Mexico 
  • Peru 

What is the impact of Open Finance in LatAm? 

Open finance has been referred to as the biggest breakthrough in the financial industry in recent decades. Since the invention of the credit card in the mid-20th century and the emergence of fintechs more recently, no other development has done so much to financially empower consumers.  

Brazil leads in developing and implementing Open Finance regulation in Latin America, but many other countries are following closely behind with their own frameworks. But with huge differences between countries in terms of regulatory and market structure, Open Finance also looks quite different across the region.  

At iupanaPRO – our exclusive, member-only platform for digital finance professionals – our journalists are continually breaking news and analyzing in detail the advances of banking and fintech regulation across the region. This special report _Index: Open Finance Regulation in Latin America leverages that expertise, and offers a snapshot of the current regulatory status, with special focus on Argentina, Chile, Peru, Brazil, Colombia and Mexico.  

By mapping key pieces of legislation and the institutions that are leading the change, as well as sharing industry commentary and exploring implementation challenges, we seek to help banking, fintech and technology decision-makers develop and implement successful business strategies to help financial services innovate and grow in Latin America.  

We hope this _Index will serve as a compass in navigating the changing landscape to achieve the greatest possible benefits, for companies and users alike. 

Finally, keep in mind that this report was first published in Spanish on November 29, 2023. For the very latest information on Open Finance regulations in Latin America, we invite you to get in touch to explore access to iupanaPRO 

Download the _Index: Open Finance Regulation in Latin America