Forget bank capital: cybersecurity is the key to financial stability today
Are the days for huge Brazilian bank spreads numbered?
The opportunity is easy to spot. The tougher question is how to design a mobile payments system that hits the critical mass? What’s the formula for M-Pesa level success in Latin America and the Caribbean?
Should tech companies be regulated by financial authorities?
No: Any financial services they offer are minor ancilliary business
Maybe: If they seek a banking license
Yes: Any company offering credit or payments should be monitored by financial regulators